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EMI & Loan Amortization Calculator

Estimate monthly payments for home, auto, or personal loans. Visual breakdown of principal vs interest, optional prepayment savings, and month-by-month schedule.

Loan Details

Monthly EMI
$2,051.65

Fixed installment per month over 60 months

Total Interest Payable
$23,099.19

18.76% of total repayment

Total Amount Payable
$123,099.19

Principal ($100,000.00) + Interest

Payment Breakdown (Principal vs Interest)

81.24%
18.76%
Principal: $100,000.00 (81.24%)
Interest: $23,099.19 (18.76%)

Disclaimer: This calculator provides mathematical estimates for general planning purposes. Actual loan terms, applicable interest charges, taxes, insurance, fees, and repayment schedules depend on your financial institution and specific loan agreement.

Key Capabilities

Accurate standard compound loan amortization math
Handles zero-interest promotional loans cleanly
Prepayment simulator showing total interest saved and reduced tenure
Visual proportional breakdown bar (Principal vs Interest)
Paginated month-by-month balance and payment schedule