Simple Interest Calculator

Calculate loan interest, bond yields, and short-term debt repayments.

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Initial Principal$10,000
Total Interest Earned+$2,250
Total Maturity Value$12,250

How it works

Step 01

Enter Principal

Enter the initial loan or investment amount.

Step 02

Enter Rate & Time

Enter annual interest rate (%) and duration in years.

Step 03

Review Breakdown

Inspect total interest and final maturity sum.

Frequently Asked Questions

Simple interest is calculated only on the initial principal, whereas compound interest calculates interest on principal plus accumulated interest.